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American Express® Credit Cards
No matter what your needs, American Express® has a Credit Card that's right for you.
True Earnings® Card from Costco and American Express
Earn true cash back the simple way. The True Earnings® Card serves as both your American Express Credit Card and your Costco Membership Card.
- Earn cash back on gas and a $25 statement credit with your first purchase made with the Card!
- Earn cash back virtually everywhere you go - 3% for gasoline, 3% for restaurants, 2% for travel, 1% everywhere else, including Costco
- No Annual Fee with your paid Costco Membership
- The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card
- No Limit on the Cash Back earned
| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed | Bonus Points | Points Per $ |
|---|---|---|---|---|---|---|---|
| 0% | 3 Months | 14.49% | None | Yes | Good Credit | None | 3%-gasoline, 3%-restaurants, 2%-travel, 1% everywhere else,incl. Costco |
User Rating:




Credit Card Details:
- Earn cash back on gas and a $25 statement credit with your first purchase made with the Card!
- Earn cash back virtually everywhere you go - 3% for gasoline, 3% for restaurants, 2% for travel, 1% everywhere else, including Costco
- No Annual Fee with your paid Costco Membership
- The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card
- No Limit on the Cash Back earned
*See Card Terms and Conditions
Card Categories:
- Retail Rewards Credit Cards
- Gas Rewards Credit Cards
- Good Credit
- American Express® Credit Cards





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