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American Express® Credit Cards
No matter what your needs, American Express® has a Credit Card that's right for you.
American Express® Preferred Rewards Gold Card
The American Express® Preferred Rewards Gold Card makes it easy to manage your finances because it is a charge card rather than a credit card. You'll have the flexibility of no pre-set spending limit and, at the same time, you know you are always in control with the Card because you pay your bill in full each month.
- Earn 10,000 Membership Rewards® bonus points when you spend $500 in 3 months - redeemable for a $100 gift card!
- No Pre-Set Spending Limit
- No annual fee for the first year - $125 Thereafter
- The Membership Rewards® program - Earn 1 Membership Rewards® point for virtually every dollar you spend and redeem for your choice of travel, shopping, and entertainment rewards.
- Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide.
- Express Approval. Get a decision in less than 60 seconds.
| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed | Bonus Points | Points Per $ |
|---|---|---|---|---|---|---|---|
| N/A | N/A | N/A | None for the 1st year : $125 Thereafter | No | Good Credit | 10,000 Membership Rewards points after $500 spend in 3 mths | 1 Point for virtually every dollar |
User Rating:




Credit Card Details:
The annual fees for the Preferred Rewards Gold Card and the Additional Preferred Rewards Gold Card will be waived for the first year. Thereafter, the annual fee will be $125 for the Basic Card and $35 for up to 5 Additional Cards and $35 for each Additional Card after the first five.
Once your application for the American Express Preferred Rewards Gold Card is approved, you can earn 10,000 Membership Rewards® bonus points after your first purchase with the card - redeemable for a $100 gift card
The American Express Preferred Rewards Gold Card has no pre-set spending limit which gives you purchasing power that adjusts with your use of the Card. No pre-set spending limit does not mean unlimited spending. Your purchases are approved based on a variety of factors, including current spending patterns, your payment history, credit history, and financial resources known to us.
The Membership Rewards program —Whatever you want to do, this is the rewards program that can help make it happen. Exciting travel, entertainment, shopping, and dining experiences are waiting for you
Gold Card Events—exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide
Global Assist® Hotline and many more benefits included
Purchase Protection Plan, and many more benefits included
Card Categories:
- Hotel/Travel Rewards Credit Cards
- Airline Credit Cards
- Charge Cards
- Good Credit
- American Express® Credit Cards





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